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Pause before you pay (part I)

THE ART OF MINDFUL SPENDING: HOW TO COMBAT IMPULSE BUYING In the rush of daily life, the urge to make spontaneous purchases can be compelling. Yet, giving in to this impulse often leads to clutter, not just in our homes but in our financial lives as well.  Warren Buffett wisely advised, “If you buy things you do not need, soon

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Are you a cog in the machine?

In the grand machinery of personal finance, we all play a role. But have you ever stopped to consider what kind of role you’re playing? Are you the one tirelessly turning the cogs, or have you become the overseer of a well-oiled financial plan? Let’s picture two scenarios: Imagine Sarah, who wakes up every morning, rushes to her 9-to-5 job,

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